News

We share our news and views on industry-related events.

News | Archive: 2024

Is your insurance holiday ready?

December 02 2024 By Reliance Insurance Brokers shortterm, personal, holiday, driving

The end-of the-year is finally here and with that, the time to relax and unwind. As much as it is a time for celebrations and joy, it's also a time when opportunistic criminals try their luck and unfortunate accidents tend to happen. Enjoy your holiday, but make sure you have all the protection you need in place first! Check out our top insurance tips for this holiday season: Review your homeowners' and home contents policies, and ensure that ...

Your short-term insurance: common myths busted

November 11 2024 By Reliance Insurance Brokers short-term

There are a lot of misperceptions surrounding short-term insurance. Often, common misunderstandings about insurance prevent people from buying cover, costing them much more in the long run. To help you separate fact from fiction, we've busted the top 5 myths around short-term insurance. Myth 1: Short-term insurance is too expensive This is easily the most common misconception people have around insurance. Short-term insurance is often more afford...

Yes, you do need an insurance broker (here's why)

October 23 2024 By Reliance Insurance Brokers insurance broker

As tempting as it may be to cut out the middle-man when taking out insurance, working through a broker is still the optimal way to ensure you have the best possible cover in place (and instant access to help when you need it). First off, to clarify, an insurance broker's role is to help you make sense of the (sometimes) complicated world of insurance, and ensure that the cover you sign up for correctly matches your needs. Their professional opini...

Spring clean your insurance? You bet!

September 18 2024 By Reliance Insurance Brokers

While the exact origin of the term 'spring cleaning' isn't clear, what is known is that the practice of cleansing homes after the long winter is rooted in cultures around the world. All the customs share the same idea of dusting off the old to make way for the new as the season of spring begins. In South Africa, spring is traditionally marked on 1 September, as the days grow warmer and longer from this point onwards - definitely a good time to th...

Why women's insurance needs differ from men

August 16 2024 By Reliance Insurance Brokers

Women's insurance requirements are different to that of men, and their specific needs must be taken into account when taking out short-term household and vehicle insurance. For one, almost every women carries a handbag. The contents of that bag always includes a mobile phone and purse, but can also include small but expensive items like sunglasses and jewellery. Women's bags themselves come with a price tag - some in the thousands. When a handbag...

Full disclosure: your responsibility as an insurance customer

July 23 2024 By Reliance Insurance Brokers short term insurance

When it comes to business, household and vehicle insurance, we all expect the insurer to be clear and honest in what it is covering, and to pay out in the event of a claim. But what about the customer? What responsibility do insurance clients bear in this process? A core tenet of insurance, for both insurers and customers, is that of full disclosure. According to this principle you as the insured must inform your insurer when applying for insuran...

Business owner? You need business interruption cover

June 28 2024 By Reliance Insurance Brokers business interruption, short term insurance, business insurance

When it comes to running a business, all business owners know they need insurance to cover unexpected losses, theft or damage to their property or equipment. In their personal capacity, business owners take out dread disease cover to protect them should they develop a critical illness and are unable to work, or life insurance should they unexpectedly pass away. But what about the business itself - the act of producing goods, or rendering a servic...

Winter-proof your home and office this season

May 16 2024 By Reliance Insurance Brokers short term insurance, winter, seasonal

As extreme weather events become more commonplace in South Africa, so our historically mild winters have evolved into more eventful seasons, with increasing storms characterised by strong winds and flooding. Securing areas at your home or business premises that are vulnerable to adverse weather could be the difference between a warm and cosy winter, and unfortunate damage that leaves you cold. Check your roof If you live in the Northern, Western ...

Do you need to use an insurance broker?

March 20 2024 By Reliance Insurance Brokers short term insurance, personal insurance, insurance broker

When online short-term insurance offerings were first launched in South Africa more than 15 years ago, the insurance industry underwent a major facelift. Consumers were now able to go direct to insurers, effectively skipping out brokers. While there was much excitement around this prospect initially, the veneer soon wore off as consumers realised just how overwhelming it was to compare pricing, policies, excesses and pick the right plan offering ...

It's financial year-end, have you done your business insurance review?

March 04 2024 By Reliance Insurance Brokers business insurance, review, commercial insurance

With the new financial year, you likely have a ton of items on your to-do list (and assessing your business insurance is probably not one of them!) But it should be, because your business has no doubt changed in the last year, which means your insurance need has changed too. Take a look at our list of the 7 most common changes that could affect your business insurance: 1. You've moved to a different location Changing your geographical locat...

Adopted a hybrid work model? Make sure your insurance policy covers work-from-home risks

January 31 2024 By Reliance Insurance Brokers insurance, loadshedding, home injury, theft, cyber, work from home

Many South African businesses have returned to 'business as usual' and have their full staff complement back working in the office. However, some industries have retained work-from-home business models. While this does have benefits, it also presents its own risks of which companies must be aware when structuring their business insurance. Research conducted by South African jobs portal, CareerJunction, in 2023 showed that only 3% of jobs listed o...